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QR payments without a terminal

QR payments let you accept money without a traditional terminal. The customer scans the code, completes payment and you’re done.

This page includes practical tips for: accepting QR payments without a payment terminal. If you want, see pricing and documents.

In practice, clarity wins: amount, a short title, and a simple payment screen. The less doubt on the customer side, the higher the conversion.

Below you’ll find proven rollout variants (print, screen, link) and a checklist for testing before you go live with customers.

In short

Key points to keep in mind:

  • No terminal or extra hardware required.
  • Show the QR code on screen or print it.
  • Customers scan, pay and get confirmation.

How to start

The simplest start is to configure the basics and generate your first payment. Then you can expand settings (e.g. scenarios or shortcuts).

  • Start with a simple scenario (one amount, one title).
  • Check pricing.
  • If needed, use the contact form.

Print or screen?

Most of the time, a printout (e.g., by the counter) and an on-screen QR (e.g., on your phone) are enough. Pick what fits your setup.

  • Use good contrast and a clear “Scan to pay” label.
  • If you print, laminate it and place it where customers can see it.
  • Test scanning on different phones (camera, BLIK, banking app).

How to communicate it

For the customer, it should feel obvious: scan, review details, confirm. Less friction means higher conversion.

  • Keep the title short (e.g., “Coffee + cake”).
  • Use description only when it helps (e.g., order number).
  • After payment, tell what’s next (e.g., “pick up at the counter”).

QR or payment link?

QR is best on-site (counter, table, print). A link works well in SMS, email, and messengers. In practice it’s good to have both variants.

  • On-site: QR on a stand or screen.
  • Remote: a link sent to the customer (e.g. before an appointment).
  • Use a title the customer understands—this reduces mistakes.

Pre‑rollout test checklist

Before showing QR to customers, run a few tests in real conditions. It saves time and avoids stressful moments at the counter.

  • Scan with 2–3 phones and different apps.
  • Verify the title and amount are unambiguous.
  • Test in low light and from a longer distance.
  • Check what the customer sees after payment (“what’s next” message).

Common pitfalls

Most issues come from small details: unreadable QR, overly generic titles, or no guidance after payment.

  • QR too small or low contrast—scanning takes too long.
  • A title like “payment”—customers can’t verify it’s theirs.
  • No instruction—customers don’t know what to do next.

Related pages

FAQ

Do I need a terminal to get started?
No. You can rely on QR/link and the customer’s phone. It lowers the barrier and speeds up adoption.
QR or link — which is better for accepting QR payments without a payment terminal?
QR is great on-site (print, screen). A link works best in messages and email. In practice, it’s good to have both.
Where can I check pricing and rules for accepting QR payments without a payment terminal?
Pricing is public and documents/rules are grouped on the documents and legal pages. These are good starting points.
What’s the first practical step for accepting QR payments without a payment terminal?
Generate a first test payment and run the flow on your phone. Then prepare a clear QR code for customers.