QRTransfers

QRTransfers is a QR payment system without a terminal: you generate a QR code or link, the customer pays on their phone, and you get clear confirmation and history.

Start now I already have an account

QR payments without a terminal — quick start, clear reconciliation

QRTransfers is a platform that lets you accept QR payments without a traditional payment terminal. In practice it’s simple: you generate a QR code or a payment link, and the customer completes the payment on their phone. There’s no extra hardware to maintain, and the flow is easy to explain even to first-time users. Clarity matters most: the customer sees the amount and title, picks a payment method (e.g. BLIK online, card, Apple Pay, Google Pay — depending on configuration), and gets an immediate confirmation. You see the same outcome in your history, so day-to-day reconciliation is straightforward.

QR payments shine because the barrier to entry is low. Instead of rolling out terminals, contracts, and extra devices, you start with a clean QR displayed on a screen or printed near the counter. It works well for local services, small retail, occasional sales, and any scenario where mobility is important. For many businesses, QR becomes a natural alternative to cash and manual transfers: it reduces ambiguity, shortens queues, and gives you a consistent payment trail.

The key to a good rollout is consistency: clear labels, simple messaging, and a predictable customer experience. QRTransfers is designed so the flow “makes sense” without instructions: scan, review, confirm. For you, the important part is that every step leaves a trace — in the transaction history, confirmations, and optional context when needed. This makes it easier to handle disputes, match payments to orders, and keep your bookkeeping tidy.

If you run a service business, QR often works best at the end of the visit: the customer pays instantly and you can verify the result immediately. In food service, QR can speed up peak hours by removing the “wait for the terminal” step — customers pay on their own devices. At events and booths, you’ll appreciate the simplicity of a printed QR: it works when you don’t have space for extra hardware, and you can always share a link as a backup. Different scenarios have different needs, but the foundation stays the same: a clear title, a visible amount, and fast confirmation.

Two small details usually have the biggest impact on customer comfort. First — messaging: “Scan to pay” and a title that customers immediately understand (e.g. “Coffee + cake”, “Appointment 12 Feb”, “Order #104”). Second — ergonomics: good contrast, easy scanning, and placement where the customer actually pays. These basics often improve conversion more than complex settings.

A strong rollout starts as a small, controlled experiment. Pick one scenario (one service or one common amount), use a consistent title format, and run a test payment on your own phone. Then build the “customer-ready” version: place the QR where the customer actually pays (counter, table, entrance), add a short instruction, and verify scanning under different lighting. After a few real transactions you’ll quickly learn what matters most for your flow — speed, clarity of description, or a specific confirmation step — and only then it makes sense to fine‑tune details.

QRTransfers is designed to reduce everyday reconciliation friction. In many businesses the real challenge isn’t accepting a payment — it’s finding it later, matching it to an order, and resolving questions quickly. That’s why we focus on readable titles, a straightforward customer flow, and a clear “done” state after payment. If you have a few typical amounts, you can prepare a small set of fixed QRs or links for specific products or services. Customers don’t have to type anything, errors go down, and queues move faster.

Security is mostly about good practices. A QR should lead to a clear payment screen and the title/amount should always match what the customer sees on-site. Avoid vague labels like “payment” and keep one naming convention. If you share links, do it in a controlled channel (your own SMS or messaging), and for public printouts make sure the QR is current and not confused with other materials. QRTransfers uses standard form protections (e.g. CSRF) and anti‑bot mechanisms where enabled.

When does QR make the most sense? When you want a fast start, mobility, or you want to reduce the need for extra hardware. Terminals can be great, but they’re not always necessary — especially for service businesses, seasonal sales, or multi-location setups. QRTransfers keeps things flexible: you can start with the basics and grow the process with your business. The goal is simple: customers get a smooth payment path and you keep control over reconciliation.

QRTransfers also keeps the “back office” clean: confirmations and history in one place, with a practical structure that scales as your business grows. We recommend starting simple: one scenario, one test payment on your own phone, then a real customer flow. After that, you can expand configuration as needed — but you don’t have to overthink it on day one.

For a deeper overview, see: QR payments without a terminal.